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7th March Daily Updates

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1)  Kerala Assembly speaker G Karthikeyan passed away: i. Senior Congress leader and Kerala Assembly Speaker G Karthikeyan passed away in Bangalore, Karnataka. He was 66. ii. A prominent Congress leader in Kerala, Karthikeyan has entered into politics through Kerala Students Union, the student outfit of Congress. iii. He had been elected to the state assembly in 1982, 1991, 1996, 2001, 2006 and 2011. iv. In Congress government headed by A K Antony in 1995, Karthikeyan had been power minister. He had served as civil supplies minister in the Congress government in 2001. 2)  Snooker shortlisted for Tokyo 2020 Olympics: The green baize game of snooker, played with multi-coloured balls, has been short-listed among three sports to be included in the 2020 Olympic Games in Tokyo, according to Captain P.V.K. Mohan, president of the International Billiards and Snooker Federation (IBSF).   3)  Saina Nehwal advanced to All England Badminton Final : ...
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Cheque & Types

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Cheque:  Section 6 of the Negotiable Instruments Acts, 1881, states "A cheque is a bill of exchange drawn on a specified banker, and not expressed to be payable otherwise than on demand." So, a cheque is a written instruction to a bank (also called the drawee bank) asking it to pay a specific sum of money to the person/company whose name is written on it. The person issuing the cheque is called the drawer and the one to whom it is issued is called the payee. Types of cheques  cheques are of basically four types Open cheque: A person holding an open cheque can  i. Receive payment over the counter at the bank ii. Deposit the cheque into his account iii. Pass it to another person by endorsing the cheque on the reverse side Crossed Cheque: Payment of a crossed cheque cannot be made over the counter at a bank; it can only be credited into the payee's account. Cheques can be crossed by drawing two parallel lines across the top left corner. Bearer Cheque: A be...
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NEFT and RTGS – A detailed Guide

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Lets try to understand what is  NEFT and RTGS  and what is the difference between them. NEFT and RTGS are two main mechanisms to transfer money from one bank to another bank in India. Transferring money between two accounts in same bank is pretty straight forword and its a internal matter of the bank, it does not have to deal with other banks and their protocols, however when one bank wants to send the money to another bank in India, there is a defined mechanism it has to be done and hence NEFT and RTGS comes into picture. Both these systems are maintained by Reserve Bank of India. Lets understand both of these NEFT – National Electronic Fund Transfer NEFT full form is National Electronic Fund Transfer, and its a system of transfer between two banks on net settlement basis. Which means that each individual transfer from one account to another account is not settled or processed at that same moment, its done in batches . A lot of transactions are settled in one go in...
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