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Cheque & Types

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Cheque:  Section 6 of the Negotiable Instruments Acts, 1881, states "A cheque is a bill of exchange drawn on a specified banker, and not expressed to be payable otherwise than on demand." So, a cheque is a written instruction to a bank (also called the drawee bank) asking it to pay a specific sum of money to the person/company whose name is written on it. The person issuing the cheque is called the drawer and the one to whom it is issued is called the payee. Types of cheques  cheques are of basically four types Open cheque: A person holding an open cheque can  i. Receive payment over the counter at the bank ii. Deposit the cheque into his account iii. Pass it to another person by endorsing the cheque on the reverse side Crossed Cheque: Payment of a crossed cheque cannot be made over the counter at a bank; it can only be credited into the payee's account. Cheques can be crossed by drawing two parallel lines across the top left corner. Bearer Cheque: A be...
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7th March Daily Updates

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1)  Kerala Assembly speaker G Karthikeyan passed away: i. Senior Congress leader and Kerala Assembly Speaker G Karthikeyan passed away in Bangalore, Karnataka. He was 66. ii. A prominent Congress leader in Kerala, Karthikeyan has entered into politics through Kerala Students Union, the student outfit of Congress. iii. He had been elected to the state assembly in 1982, 1991, 1996, 2001, 2006 and 2011. iv. In Congress government headed by A K Antony in 1995, Karthikeyan had been power minister. He had served as civil supplies minister in the Congress government in 2001. 2)  Snooker shortlisted for Tokyo 2020 Olympics: The green baize game of snooker, played with multi-coloured balls, has been short-listed among three sports to be included in the 2020 Olympic Games in Tokyo, according to Captain P.V.K. Mohan, president of the International Billiards and Snooker Federation (IBSF).   3)  Saina Nehwal advanced to All England Badminton Final : ...
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Union Cabinet gives approves Trade Facilitation Agreement

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The Union Cabinet has approved a proposal to notify the Trade Facilitation Agreement (TFA) of the World Trade Organization (WTO).  Decision in this regard was taken by Union Cabinet meeting chaired by Prime Minister Narendra Modi in New Delhi as per India’s consonance of ‘ease of doing business’ initiative. The proposal regarding ratification and acceptance of the instrument of acceptance of protocol of TFA to WTO Secretariat was also approved by the Union Cabinet.  National Committee on Trade Facilitation   The Union Cabinet also has decided to constitute National Committee on Trade Facilitation (NCTF) to facilitate both domestic coordination and implementation of the provisions of the Agreement. NCTF will be set up under the Joint Chair of Secretary under the aegis of Union Ministry of Commerce and Industry’s Department of Revenue and Secretary, Department of Commerce.   What is Trade Facilitation Agreement (TFA)?   The TFA is the WTO’s first-...
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